Someone holding a real quote that states the foreign amount, final GEL amount and any fee charged separately.
Georgia Exchange Rate & Fee Checker
Check a bank, card, transfer service or exchange-office quote against the official NBG reference rate and see the real cost after fees.
What are you doing?Foreign currency
Enter only a fee that is not already included in the quoted GEL amount.
Loading the committed NBG reference rate…
What the comparison means
The National Bank of Georgia reference rate is a neutral benchmark. Banks, card networks, transfer services and exchange offices use their own buy/sell rates and may add fees. A difference is therefore normal; this tool makes it visible before you approve the transaction.
National Bank of Georgia currency calculator ↗
Before accepting a quote
- Ask for the final GEL received or paid, not only the advertised rate.
- Include service, transfer, correspondent-bank, cash and card fees.
- Check whether a card terminal offers conversion in GEL or your home currency.
- Compare quotes at the same time because rates can change during the day.
For comparison only. The NBG rate is a reference rate, not an offer that a provider must give you. Confirm the final amount and terms before transacting.
What this tool can—and cannot—tell you
Compares the quote's net outcome with the same-day NBG reference value and exposes the effective rate and percentage difference.
Compare the amount that actually arrives or leaves—not a headline rate—and decide whether the convenience and recovery path justify the difference.
An NBG reference is not a retail offer. Delayed settlement, intermediary fees and card-network conversion can change the final outcome.